C’est La Vie Properties proposes to purchase high quality properties without the usufruct during a period between 15 to 20 years according to the development.
The purchaser pays only 45% to 60% of the total value of the property accorgind to the duration of the usufruct which allows the purchaser to reduce the amount of the mortgage.
When the duration of the usufruct terminates the owner gets for free the usufruct and can rent the property, sell it or live in.
The investment is much more secure than a buy to let or leaseback property.
This is the best property investment which mix capital gains and secure return as in fact it is as if the return were paid in advance by reducing the price by half. This is ideal to get additional income for retirement with the opportunity to sell the property for capital gains.
The capital gains consist in :
- The free ususfruct at the end of the contract,
- Increase of the value of the property
Advantages
- You are buying a property half of the price, so with a discount of 50%
- No risk of unpaid rentals, no management problem,
- No tax to pay,
- No tax on capital gains as it is sold after the rental period,
- You maximize potential capital gains as it is conventional property,
- You get the usufruct back to you after 17 or 18 years and you are free to live in , sell it or rent it
Security
* No risk of unpaid rentals *
- The temporary beneficiary of the usufruct is always a reputable company (insurance companie, banks…) , specialist of property management with all financial guaranty for the owners,
- Maintanance, council tax and repairs are paid by the temporary beneficiary of the usufruct
- After the term the property is given back to the owner after all repairs and maintanace needed.
